Open your account in just a few minutes and enjoy a banking experience built for ease of use.
Scan to download the Kredete app.
Available on Appstore and Playstore
Our USD banking service goes beyond traditional banking. It’s a comprehensive tool designed to meet your needs, whether for personal wealth or to support your financial goals.
Send money to over 20 African countries at the best rates possible. Enjoy fast, affordable transfers with no hassle or hidden fees.
Use your Kredete card for transactions around the world and make secure ACH transfers without complications.
Manage your money, access your USD account quickly from your phone - fast, straightforward and secure banking anytime.
We believe in straightforward pricing. From opening your account to making transfers, there are no hidden charges, no surprise fees—just clear, predictable costs. Enjoy free in-app transfers, transparent conversion rates, and a hassle-free banking experience.
Free in-app transfers
No hidden fees
Fair exchange rates
Start by creating your account in just a few minutes. Provide your details, including a valid U.S. Social Security Number (SSN), and your USD account will be ready for use right away.
After signing up, instantly receive your account number, routing number, and a virtual VISA card. Use your card for online purchases, subscriptions, and other payments with ease.
After signing up, instantly receive your account number, routing number, and a virtual VISA card. Use your card for online purchases, subscriptions, and other payments with ease.
Full Purchasing Power in one account.
Make purchases in USD anywhere in the world, with the flexibility to shop across borders effortlessly.
Whether you're ordering from U.S. retailers, paying for services, or managing international subscriptions, you’re fully covered.
Add your virtual card to supported platforms for contactless payments wherever you go.
Track your purchases, monitor your balance, and receive instant transaction alerts. Get full visibility and control over your spending.
The essentials. answered right away
Opening a USD personal account with us takes less than 5 minutes, as long as you have a valid U.S. Social Security Number (SSN). Simply follow a few easy steps, and your account details will be ready for use.
Once your account is set up, you'll get your account number and routing number. Simply share these details with anyone who needs to send you money.
At the moment, our USD accounts are tailored for personal use. However, you can use the account to receive payments from international clients. For larger-scale business operations, we recommend exploring our corporate banking services.
We provide generous limits for daily spending and transfers. You can always check your specific limits within the app.
ACH transfers typically take 1-3 business days to process, depending on the receiving bank and the timing of the transfer request. Rest assured, we work to make ACH transfers as fast as possible.
Absolutely! You can easily send money to bank accounts in the U.S. using fast ACH transfers. Plus, you can send funds to over 20 African countries, including direct transfers to bank accounts and mobile wallets.
Scan to download the Kredete app.
Available on Appstore and Playstore