A simple way to stay financially connected across Europe
Scan to download the Kredete app.
Available on Appstore and Playstore
.svg)
.svg)
Kredete gives you the structure, access, and control you need. It’s personal finance that fits how you actually live.
.png)
%20(1).png)
.svg)
Built for people who live, move, or work across different EU countries. Your account stays active, flexible, and easy to manage.
Kredete gives you a personal EUR account with full support for SEPA and card payments.
.svg)
From balance checks to transfers and card management, everything happens securely, and always up to date.
No hidden charges, what you see is what you pay. Every fee is visible before you approve a transaction.
.svg)
Free in-app transfers
.svg)
No hidden fees
.svg)
Fair exchange rates
.svg)
Open and manage your Euro account with full access to send, receive, and hold funds with no limits.
Open a secure EUR account in minutes. Receive payments, manage balances, and stay in full control — all from one simple app.
.png)
Shop, pay, or withdraw cash anywhere. Your Kredete Debit Card is built for everyday convenience and total freedom.
After signing up, instantly receive your account number, routing number, and a virtual VISA card. Use your card for online purchases, subscriptions, and other payments with ease.
.png)
Every transaction is encrypted and compliant with top security standards, so your money is always safe.
.png)
The essentials. answered right away
Anyone living in the EU with valid ID and supported address details can open a Kredete account. No prior credit history or local bank account is required.
Most people complete the sign-up process in under 2 minutes, and accounts are usually approved the same day.
We don’t block legitimate transactions, but large or unusual activity may trigger a verification check to ensure compliance with EU regulations. You’ll always be notified if action is required, and we don’t freeze funds without clear reason or communication.
Yes. You can send and receive SEPA transfers from any bank in the EU using your IBAN. Transfers are usually same-day or next-day.
At the moment, Kredete does not offer credit-building services in the EU. Your account is not linked to credit bureaus, and usage won’t hurt or help your score
Yes. Your account is not tied to one country. As long as you maintain a valid EU address and stay compliant with our ID checks, your account and card will continue to work wherever you go in the EU.
Open your EUR account, get your debit card, and take full control of your money.
Scan to download the Kredete app.
Available on Appstore and Playstore
.svg)
